Equities First Financial Help Since The Financial Crisis Of 2007–2008 Read more

Equities First Financial Help Since The Financial Crisis Of 2007–2008

The financial crisis that occurred between 2007 and 2008 also referred as global financial crisis is described by several economists to be the most hurting after the Great Depression of 1930s. The crisis commenced in 2007 in subprime mortgage market within USA and grew into a full-blown global banking menace after the Lehman Brothers investment bank collapsed in September 15, 2008. Extraordinary risks taken by banking institution like Lehman Brothers facilitated in magnifying the financial effect worldwide. Massive bail-outs within financial firms among other palliative monetary & fiscal policies were utilized to resist a likelihood collapsing of globe’s financial system. Nonetheless, the crisis was followed by the Great Recession; world economic downturn. Later, the European debt crisis within the banking system of European countries that utilized the Euro, followed. And for sure, getting a loan from the same institutions has not been an easy task particularly for small business owners. But all is not lost as there are various institutions that offer different types of lending. For now, alternative lending as hit the market with majority of potential investors preferring to acquire stock-based loans from dependable institutions.

Equities First is the company spearheading in offering shareholding lending services with its headquarters based in Indianapolis. The company has a wide experience of 15 years and has been highlighted in providing borrowers with stock loans which come with multiple benefits as compared to traditional loans. The precipitating issue was a great default rate in USA subprime home mortgage industry, a sector that grew following the motivation of the CRA (Community Reinvestment Act), the USA federal law structured to assist the low and moderate income Americans to acquire mortgage loans. Many of these high risk subprime were then packaged and sold, and lastly accruing to Fannie Mae & Freddie Mac (quasi-government agencies). Equities First runs offices in various continents to help every potential investor who might be seeking for quick and affordable working capital.

http://sports.yahoo.com/news/equities-first-holdings-relocates-melbourne-220955887.html for more .

Felipe Montoro Jens Shares His Opinions On The BNDES Project Read more

Felipe Montoro Jens Shares His Opinions On The BNDES Project

Brazil is going through a rough crisis since 2015, so, whenever a change is announced to revamp and revitalize something essential for the Brazilian community, it shows progress towards a better future.


Felipe Montoro Jens, a businessman who has been the Executive Officer and Director of many important Brazilian corporations, speaks about the changes that are going to take place in the country regarding basic sanitation and its deficient structure in some localities of extreme poverty.


BNDES, the National Bank of Economic and Social Development, has announced changes that will take place through a program and a partnership with the Brazilian government.


“Trata Brasil,” an institution with a focus on managing the basic sanitation of Brazil, has had its President Edison Carlos talk about the program in a recent interview with the Brazilian news network notícias.Terra. He pointed some of the most important factors of the initiative. He firmly believes that the decision will cause the structural areas and the management of resources to have an easier time providing the best experience for the community in such an essential part of structuring an urban area.


Felipe Montoro Jens adds that the program will also help with the wastage of water that results from an inadequate basic sanitation in these regions.


BNDES will make custom adjustments and plans according to each community and their unique needs and emergencies. This will allow the initiative to quickly cover more areas and spend fewer resources while not failing in delivering the project. Felipe explains that this will directly pay for itself because, by fixing the wastage of water, they will also allow these communities to live better lives and consume less water as a result. It’s always a win-win situation.


Felipe Montoro Jens is a specialist in Infrastructure and management of companies. He is currently the Chairman of Concessionária do Centro Administrativo do Distrito Federal, a famous automobile company, also known as Central, that is the result of a public and private partnership.


Vinny Parascandola Understands The Insurance Industry Read more

Vinny Parascandola Understands The Insurance Industry

The need for insurance is something that most people have to consider concerning a variety of situations such as their home, car, and health. Insurance is a major consideration for several reasons. One of the main reasons is that insurance provides a level of financial protection in case of unexpected problems with a home or car that requires repairs or related things.


Concerning health, insurance is a primary consideration because if there is a health problem that requires medical attention or hospitalization, insurance will pay for all or a portion of the cost. In addition, the cost associated with health problems can be very high. Many people without health insurance face financial problems because of the medical bills that they receive. Insurance is something that provides peace of mind for people. It is not mandatory in all cases to have insurance. However, there are consequences that must be dealt with related to some situations if people do not have insurance.


There are many insurance companies that provide insurance. An insurance company that is highly respected in the insurance industry is AXA Advisors. The company is a multi national insurance company with offices located around the world. AXA Advisors has its main offices in France. AXA Advisors has been in business for over 100 years. The company has been through several name changes over the years. The current name of AXA Advisors was began around 40 years ago.


There are numerous people in the AXA Advisors insurance company who provide outstanding leadership, one of these people is Vinny Parascandola. A senior level executive in the company who has a lot of managerial responsibility that covers various aspects of the company’s operations, Vinny Parascandola is looked to by many in the company for guidance and expertise.


Vinny Parascandola has many years of insurance experience. He has held various types of jobs in the insurance industry that have provided him with an array of insurance knowledge. The first job that Vinny Parascandola had in the insurance industry was as an insurance agent. In his role as an insurance agent, Vinny Parascandola performed very well and received awards for his job performance.

Desiree Perez – The woman behind Roc Nations Success Read more

Desiree Perez – The woman behind Roc Nations Success

The music industry is a money making business with music streaming services being in the lead. Most people know that Tidal is currently the underdog. However, Desiree Perez, the executive of Tidal is a force to reckon with as she promises that the firm is there to stay. Over time, management has changed with various officials resigning, but this has not changed Jay-Z’s focus on the future of the enterprise.


Despite the different changes in management, Jay –Z continues to strategize and create a new plan that will keep the company afloat. With assistance from Desiree Perez, Tidal is at the point of thriving with new memberships. Desiree wants to bring the clients, but she understands that the clients need to be first interested. Jay-Z has tried different angles however the best is where he got Desiree to finish up multimillion dollar contracts. Interesting info here.


Her skills and talents reflect in the Roc Nation deals and Tidal. Jay-Z might not know everything there is to know about business, but he knows how to get the right people for his business. Perez knows that getting more people to sign up for Tidal will increase profits for the firm and artists.


Check this out, http://pagesix.com/2017/04/20/jay-z-looking-to-cash-in-as-live-nation-deal-comes-to-close/.


Desiree Perez is a businesswoman and also an executive of the Roc Nation Music streaming service Tidal. She has worked with Beyoncé, Kanye West, Rihanna, and T.I. Since Desiree joined the Tidal team more than a million people, have registered as trial users. She has been in the entertainment industry, and she is married to Juan Perez who is the head of Roc Nation Sports. Hit over here.


Based on crunchbase.com, She is good in negotiation and getting the best contracts. She is responsible for getting Rihanna the deal with Samsung and working on Beyoncé’s formation stadium tour. She is part of the Hova Circle which is in charge of the creation of Roc Nation and Tidal.


Good news here on businessinsider.in.




Bob Reina Is Helping People And Businesses Stay Connected Seamlessly Read more

Bob Reina Is Helping People And Businesses Stay Connected Seamlessly

In a recent article featured in Your Mark On The World, Bob Reina CEO of Talk Fusion discusses building the company as well as being able to give back to communities in need worldwide. Bob Reina is the founder of Talk Fusion and takes his role as the CEO of a major company seriously in the sense that he feels that he needs to give back to those that need help. The company was founded on that set of values and is interwoven in the structure of the company itself. For example, Bob Reina donated $1 million to the Tampa Bay Humane Society as well as substantial donations to Indonesian orphanages. He has even created a program that allows his affiliates to donate an account to charity. He feels that even the less fortunate need to be able to communicate with loved ones all over the world. The donated plans are part of their best plan called the Custom Monthly Plan.


Bob Reina has the changed the lives of many individuals, not only from his charitable donations but also through his business opportunities. Many of the affiliates have been able to achieve success through their work with Talk Fusion. Bob Reina took a completely different career path earlier in his adult years. He graduated from the University of Florida as number one in his police academy class. Although he chose a career in law enforcement, he had always had an entrepreneurial drive. His inspiration for the Talk Fusion platform came from an incident where he wanted to send a video to a friend about a home he was checking out but was unable to send it through AOL. He knew that there was a demand for a more capable email, video, and talk solution that could better connect individuals and give them the capability to communicate more effectively.


Bob contacted an IT friend and explained that he wanted to create an all in one marketing video solution. From that conversation, Talk Fusion was born. Today, it is one of the fastest growing video marketing tools in the world. Companies love the way that the platform allows them to effectively stay connected and use a wide range of video and email solutions to more efficiently conduct business.


Finding Empathy for the Future in Classrooms Today Read more

Finding Empathy for the Future in Classrooms Today

Studies say the average college student today has less empathy – 40% less – than college students only a decade ago. How can we change this alarming trend? Find ways to reach children at earlier ages to teach them empathy and other important emotional skills — one company is leading the way. ClassDojo created excellent content in the Big Ideas video series. Working in partnership with Stanford’s PERTS and Harvard’s Making Caring Common, they developed easy-to-grasp allegories demonstrating core emotional values. It’s estimated that one in three children in the United States between the ages of five and fourteen have learned about empathy and growth-mindset from ClassDojo.


The California company, ClassDojo, debuted in 2011 in response to educator feed-back. Their initial focus built positive culture in the classroom through incentivized behavioral rewards. As the company grew the focus shifted more towards empowering students through ground-up change, seeking ways to cultivate community and familial investment in the educational processes and creating continuity between home and school. As a natural outgrowth of building positive learning environment, ClassDojo has become one of the fastest-growing educational technology companies. The ClassDojo communications platform, which offers parents an instant connection to the classroom through a teacher-moderated private social network, exchanges more than 8,000 messages per minute. ClassDojo is used in two out of three US schools and over 40 international countries. Motivated to increase the scale of their offerings, ClassDojo content has been translated into 35 different languages, making their transformative videos even more accessible.


Why Susan McGalla Inspires Me Read more

Why Susan McGalla Inspires Me

Susan McGalls is one of the people that inspire me. One of the reasons that she inspires me is that she makes sure that she goes after what she wants. I myself am going after what I want. I find that it is working very well for me. It has worked well for Susan. For one thing, she is passionate about apparel. Her passion has resulted in her knowing how the industry works. As a result, she has decided to use her creativity to bring forth the extra boost that a business needs. My field is a bit different. However, I am learning more about marketing. Susan has put forth a lot of talent into marketing.


Of course on the road to success comes discouragement. I myself have come across people that have tried to drag me off of my path. It goes without saying that Susan McGalla is someone who has faced a few obstacles on her way to her latest success. They can come in many forms. One form of discouragement that I was faced with was people trying to tell me what to do and what not to do. One thing that could be said is that they had a life that they wanted to live through me. Susan herself has likely come across people like that.


Another thing that Susan McGalla does that inspires me is pay very little mind to her genetic make up. She does not pay attention to being a woman. She sees herself as a human being, a person. She was instilled that mentality by her father. I myself only see myself as a person. I don’t factor any other genetic make up into my life other than the type of work I’m passionate about.


When people pursue their passions, they are likely to come across people who want to stop them. One reason is that they are afraid of change. However, change is something that people are going to have to face. Also, disapproval is something that Susan McGalla has had to face on her road to a successful career as a marketer and consultant.


The Center for Constitutional Transitions Founded by Sujit Choudhry Read more

The Center for Constitutional Transitions Founded by Sujit Choudhry

Before you can understand the value of this new organization, you have to understand the background and credentials of its founder, Sujit Choudhry.

Choudhry was born in New Deli, India where he had his basic education. He moved to Canada for high school. In high school, Choudhry developed an affinity for biology, so he moved on to McGill University to take a BA in Biology. His academic distinctions at McGill earned for him a Rhodes scholarship, so he traveled to Oxford. He returned to Canada with a new degree, LL.B and a new passion for the law. Two post-high school degrees were insufficient for Mr. Choudhry who now attended Harvard, the first name in legal education in the United States. He concluded his legal education with a LL.M from Harvard and embarked on his professional career.  With reference from en.wikipedia.org.

With a handful of degrees, Mr. Sujit Choudhry was a sought-after academic. He spent some years in a variety of positions at the University of Toronto also serving on the Governing Toronto Advisory Panel for reforming the municipal governance of Toronto. From there, he continued his academic and political career in Canada including serving on the Ontario Broad of Directors and presenting cases before the Supreme Court. He acted as a consultant to federal committees in Canada and as a consultant to the World Bank.

His latest endeavor may be his most challenging of his life. His goal for the Center for constitutional Transitions is to generate knowledge and encourage foundations for democratic constitutional governments all over the world. He expects to work with think tanks, non-governmental agencies and global partners to help realize his goals.

Sujit Choudhry is the I. Michael Heyman Professor of Law at the University of California at Berkeley School of Law. He served as the Cecelia Goetz Professor of Law at New York University and the Scholl Chair of the University of Toronto,  check this on blogs.law.nyu.edu.

Related article here.

In the past, he has worked with Egypt, Jordan, Libya, Nepal, South Africa, Sri Lanka, Tunisia and Ukraine to build their constitutional processes,  more article on crunchbase.com.   With his Center for Constitutional Transitions, he has already applied much of that international experience in working with experts from over 25 countries.

For an additional reading, click https://ideamensch.com/sujit-choudhry/

The Impressive And Effective Legal Career Of Sujit Choudhry Read more

The Impressive And Effective Legal Career Of Sujit Choudhry

Sujit Choudhry is a law professor at the University of California. He has spoken in more than two dozen countries on politics and comparative constitutional law. He has written for Canada on constitutional law and published reports, working papers, book chapters and more than ninety articles.

Professor Choudhry is on the committee for the International Society of Public Law, the Scientific Advisory Board of the International Journal and the Editorial Advisory Board Cambridge Studies of Law. He founded the Center for Constitutional Transitions with the purpose of mobilizing and generating knowledge for thematic research projects with reference from en.wikipedia.org.

Professor Sujit Choudhry is one of the leaders of three research projects and their findings is scheduled to be published in 2017. He has also been a consultant at the United Nations Development Program and for the World Bank.

He has written new constitutions as well as amended existing constitutions and acted in the role of constitutional advisor for democracies all over the world. He believes the questions concerning constitutional translations are asked due to non-existent, outdated or incomplete knowledge. He has said research is not up to date and inadequate.

Professor Choudhry spends a few hours each day writing and reading the very latest in available research. He talks to his policy partners and identifies the issues most important to various countries. His knowledge and output is available online in multiple languages. Check on iconnectblog.com

Sujit Choudhry works at the University of California, Berkeley in the position of the I. Michael Heyman Professor of Law. Based on works.bepress.com,  he has been recognized internationally as an experienced authority regarding politics and constitutional law. He combines his field experience with research in his capacity as an advisor for the constitution building processes.

Related article here.

Professor Choudhry founded the Center for Constitutional Transitions. They support constitution building by leading international networks to complete projects offering options based on evidence. They have done work with more than fifty experts encompassing 25 countries. They partner with NGO’s, think tanks and multilateral organizations.  Refer to crunchbase.com, for further reading.

Click http://blogs.law.nyu.edu/magazine/2011/introducing-sujit-choudhry/

The Three Best Stoner Films to Watch on Netflix Read more

The Three Best Stoner Films to Watch on Netflix


Have you found yourself in a legalized state with nothing fun to watch? Grab your bong, some munchies, and your Netflix account and get ready to watch the three best stoner films available on the streaming service right now:


  1. Mac and Devin Go To Highschool


When a film stars rap stars Wiz Khalifa and Snoop Dogg, you know you’re in for quite a late-night weed movies on Netflix treat. Follow the adventures of bad boy Mac (Snoop Dogg) and the nerdy Devin (Khalifa) as Mac introduces Devin to the wonders of cannabis.


  1. Super High Me


Funny movies aren’t usually documentaries, but If you’re in the mood for a cannabis-filled documentary, Super High Me will be right up your alley. The film documents the effects of smoking cannabis for 30 days straight and stars stoner-favorite comedian Doug Benson as the test subject. Grab your munchies and get prepared for some laughs!


  1. Trailer Park Boys: The Movie


If you’re into heists, mockumentaries, and weed, then this movie is for you. Follow along with Canada’s favorite stoners as they plan their ultimate last crime that will hopefully allow them to retire from their crime-ridden ways. It’s got plenty of laughs, plenty of pot, and not surprisingly plenty of dark comedic heart.