If things are not going well because of an economic downturn, some small business owners become tempted to sell off their equities. Others decided to take out a loan on their equities.
They go to a conventional lender, and find that the lender will lend money using their stocks as collateral. There are some problems, however. Click Here for News.
They can lend only up to 40% of the value of the equities. That does not sound promising. Then they will tell you that there are certain equities that can not be used as collateral. This rule is in effect by the government agencies covering banks and other financial institutions. They they ask you to write a proposal letting them know exactly what will be done with the loan proceeds. Worst of all, their interest rate is very high. Funding the loan will take some time.
Most business owners decide that it is not worth the effort, and it would be better to simply sell the equities.
There is another option. Equities First AU will lend up to 80% of the value of the stocks. Their interest rate is much lower than most rates out there. It should also be noted that they are not restricted by government controls as to which equities they can use as collateral since they are a private company. They will not ask for a business proposal as to the use of the funds. And their funding is fast!
Most borrowers agree that a person should talk to First Equities AU first!
http://frenchtribune.com/teneur/25507-equities-first-holdings-thrives-uk-transaction-update-and-15th-anniversary-statistics for more.
Are you looking for a financial institution that will guide you or your business to achieve financial goals? Then look no further, Equities first is here for you. The company has been in existence for over 14 years, and throughout the period, it has managed to serve thousands of clients. The company provides their customers who are mostly startups with alternative financial solutions. It has outlets in different parts of the world; these locations include Sydney, United States, Bangkok, England and Hong Kong. According to estimations, the company s worth over $40 million.
One of the setbacks that startup face is the loan collateral. Most startups have financial problems because they do not own property to secure their loans. Equities First Company discovered this and came up with an alternative way of solving the problem, which is the use of stock as collateral. With some stocks, you can get a loan without any guarantee. The money borrowed can be repaid in reducing rates; ranges from 4% downwards. If the debtors are unable to repay the loan, they just lose the stocks nothing else.Another outstanding feature of Equities first company margin business stock-based loans. Several institutions offer the margin stock-based loans, but they follow a procedure to determine whether the borrower is capable of repaying back the loan. The process may hinder some people to access a loan because it cannot be fully efficient. For Equities First, the case is different. If the borrower has enough stock to secure his or her loan, then he/she qualifies for a loan.
Most startups fail or take long to succeed to due lack of supports and loan facilities. In fact, most of them do not have assets to use as loan collateral. After Equities First Holdings had discovered this, the company started giving loans using stocks as collateral. Since then, the company has served thousands of clients and helped them to achieve financial goals. The fact that most of the startups have few or no assets has attracted most of them to stock-based loans. It has helped Equities first Holdings to grow and reach more customers.
Equities First is one of the global leaders in the alternative financial solutions. For the company, they engage in the issuance of stock-based loans as one of the most innovative ways of securing fast working capital in an era of harsh financial solutions, for the company, noting gives them much honor as the alternative shareholder solutions. During this period of the harsh financial and economic environment in the world, Equities First Holdings has seen traction among the stock-based loans as one of the most innovative ways of securing fast working capital. During this season, the economic environment is characterized by the tightening of qualification for the stock-based loans and margin loans.
However, there is always a remedy for any worse situation using the economies of scale. For those borrowers who have failed to comply with the set criteria for the credit-based loans and are in need of the fast working capital issued by Equities First Holdings, they should consider the company as one of the most innovative ways of securing money in the middle of a harsh economic crisis.
While numerous options are existing for the individuals, the traction rate for the banks and other financial companies so low to the extent of collapsing. The issuing credit-based loans have gone too low. The banks have engaged in the tightening of loan qualification criteria. As a matter of fact, they have also worked to increase the interest rates for the loans to amounts that scare away most of their clients. The Founder and Chief Executive Officer of Equities First, Al Christy, have noted that the stock-based loans are increasingly adopted as one of the major sources of loans during the harsh financial crisis. For you to secure fast working capital during this era, you must not think about banks as your source of financial stability. However, you must consider the better option characterized by low-interest rates.
There are many differences between the margin loans and stock-based loans. According to Al Christy, there are many ways in which one can secure the fast working capital. However, one of the best ways is using stocks as collateral. According to him, the stock-based loans are better than the margin loans. This is because you are not required to state the intended use of the money as a way of qualification for the stock-based loans as it is with the margin loans. For this reason, it is evident that the stock-based loans are better than margin loans.
For more visit http://www.equitiesfirst.com/contact